Privacy Policy

Last updated: May 2026

MintEdge ("we", "us", or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our personal finance application at mintedge.net and our mobile applications.

1. Information We Collect

We collect information you provide directly to us, including:

• Account information: Name, email address, and authentication credentials when you create an account.
• Financial data: Transaction records, budget categories, income amounts, and expense information that you manually enter into the app.
• Profile preferences: Currency settings, financial goals, and app configuration choices.
• Usage data: Information about how you interact with the app, including features used and pages visited.

2. How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve the MintEdge application and its features.
• Process and display your financial data within the app.
• Send you technical notices, updates, and support messages.
• Respond to your comments and questions.
• Display relevant advertisements through Google AdSense to support the free service.
• Analyze usage patterns to improve user experience.

3. Data Storage and Security

Your financial data is stored securely on encrypted servers. We implement industry-standard security measures including SSL/TLS encryption for data in transit and AES-256 encryption for data at rest. We do not store payment card numbers or bank account credentials.

4. Data Sharing

We do not sell, trade, or rent your personal information to third parties. We may share information in the following limited circumstances:

• Service providers: Trusted third-party vendors who assist in operating our application (hosting, analytics), bound by confidentiality agreements.
• Legal requirements: When required by law, court order, or governmental authority.
• Business transfers: In connection with a merger, acquisition, or sale of assets, with notice provided to users.

5. Google AdSense and Advertising

MintEdge uses Google AdSense to display advertisements. Google may use cookies and similar technologies to serve ads based on your prior visits to our website or other websites. You can opt out of personalized advertising by visiting Google Ad Settings. We do not control the content of advertisements displayed by Google AdSense.

6. Cookies

We use cookies and similar tracking technologies to maintain your session, remember your preferences, and analyze site traffic. You can control cookie settings through your browser. Disabling cookies may affect some app functionality.

7. Your Rights

You have the right to:

• Access the personal data we hold about you.
• Request correction of inaccurate data.
• Request deletion of your account and associated data.
• Export your financial data in a portable format.
• Opt out of non-essential communications.

To exercise these rights, contact us at [email protected].

8. Children's Privacy

MintEdge is not directed to children under 13 years of age. We do not knowingly collect personal information from children under 13. If you believe we have inadvertently collected such information, please contact us immediately.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the "Last updated" date. Continued use of the app after changes constitutes acceptance of the updated policy.

10. GDPR Rights for European Users

If you are located in the European Economic Area (EEA) or United Kingdom, you have additional rights under the General Data Protection Regulation (GDPR) and UK GDPR:

• Right to access: You may request a copy of the personal data we hold about you.
• Right to rectification: You may request correction of inaccurate or incomplete personal data.
• Right to erasure: You may request deletion of your personal data ("right to be forgotten") where there is no compelling reason for its continued processing.
• Right to restrict processing: You may request that we limit how we use your data in certain circumstances.
• Right to data portability: You may request your data in a structured, machine-readable format.
• Right to object: You may object to processing of your personal data for direct marketing or where we rely on legitimate interests.
• Right to withdraw consent: Where processing is based on consent, you may withdraw it at any time without affecting the lawfulness of prior processing.

Our lawful basis for processing personal data is: (a) performance of a contract when providing the app service; (b) legitimate interests for analytics and security; and (c) consent for personalised advertising. To exercise your GDPR rights, contact us at [email protected]. You also have the right to lodge a complaint with your local supervisory authority.

11. California Privacy Rights (CCPA)

If you are a California resident, the California Consumer Privacy Act (CCPA) grants you the following rights:

• Right to know: You may request disclosure of the categories and specific pieces of personal information we have collected about you, the sources, our business purpose for collecting it, and the categories of third parties with whom we share it.
• Right to delete: You may request deletion of personal information we have collected, subject to certain exceptions.
• Right to opt out of sale: We do not sell personal information. If this practice changes, we will provide a "Do Not Sell My Personal Information" link.
• Right to non-discrimination: We will not discriminate against you for exercising your CCPA rights.

To submit a CCPA request, contact us at [email protected] with the subject line "CCPA Request".

12. Cookie Consent and Opt-Out

We use cookies for essential site functionality, analytics (Google Analytics), and personalised advertising (Google AdSense). When you first visit MintEdge, you will be presented with a cookie consent notice. You may:

• Accept all cookies: Enables full functionality including personalised ads.
• Reject non-essential cookies: Disables personalised advertising; Google AdSense may still show contextual (non-personalised) ads.
• Opt out of Google personalised ads: Visit Google Ad Settings or aboutads.info.

13. Contact Us

If you have questions about this Privacy Policy, please contact us at:
Email: [email protected]
Website: mintedge.net