DP

David Park, CFA

CFA

Chartered Financial Analyst & Investment Writer

New York, NY · 14 years of experience

Debt StrategyTax-Loss HarvestingInvestment Analysis
LinkedIn Profile

About David

David Park is a Chartered Financial Analyst (CFA®) charterholder with 14 years of experience in investment management and financial analysis. He spent the first decade of his career at a mid-size asset management firm in New York, where he managed fixed-income portfolios and developed expertise in credit analysis and tax-efficient investing.

David transitioned to financial writing in 2022 with the goal of bringing institutional-quality investment thinking to individual investors. His work focuses on the intersection of tax strategy and investment returns — an area he believes is systematically underemphasized in mainstream personal finance content.

He has been published in Morningstar, Investopedia, and The CFA Institute's Financial Analysts Journal. David holds a Bachelor of Science in Applied Mathematics from Columbia University and earned his CFA® charter in 2013.

Published on MintEdge

Debt 8 min read · November 29, 2025

Debt Avalanche vs. Debt Snowball: Which Method Wins?

Two proven frameworks for eliminating debt — the avalanche (highest interest first) and the snowball (smallest balance first) — each have distinct mathematical and psychological trade-offs.

Read article →
Tax Strategy 9 min read · February 20, 2026

Tax-Loss Harvesting: How to Turn Investment Losses Into Tax Savings

Tax-loss harvesting uses investment losses to offset capital gains taxes, reducing your tax bill without reducing your long-term investment returns.

Read article →
← Browse all finance guides

Certifications

CFA® Charterholder

CFA Institute · 2013

Education

B.S. Applied Mathematics

Columbia University

2008

CFA® Charter

CFA Institute

2013

Areas of Expertise

  • Debt payoff strategy (avalanche vs. snowball method)
  • Tax-loss harvesting and wash-sale rules
  • Fixed-income investing and bond analysis
  • Portfolio tax efficiency
  • Capital gains management

Editorial Standards

All MintEdge finance guides are written by credentialed financial professionals and reviewed for accuracy. Content is updated regularly to reflect current regulations and market conditions. Learn about our editorial process →